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The Bank Of Agriculture ( BOA ) BOA is Nigeria’s premier agricultural and rural development finance institution, 100% wholly owned by the federal government of Nigeria. The ownership structure is – Central Bank of Nigeria (CBN) 40% and Federal Ministry of Finance Incorporated 60%. its become a  major avenue the government has employed to disburse agricultural loans and grant to the public. The activities of the bank are supervised by the Federal Ministry of Agriculture and rural development. When thinking of government loans, the BOA should be your first choice. REQUIREMENTS FOR BANK OF AGRICULTURE (BOA) LOANS You must have maintained a minimum customer account relationship of about six months You must have deposited at least 2% of the required loan amount into the account You must provide collateral, excluding land. You must provide a detailed business plan. You submit 5 passport photo You must provide any means of identification The loan processing and inspection tim

  1. AGRO MARKETING Ask an average farmer what their major challenge is? 95% of the answer you will get is MARKETING. There will be huge opportunities in 2017 for supply of various agricultural produces especially with the introduction of the nationwide introduction of the primary school feeding programme; government will be in need of individuals or companies that will ensure continuous supply of food produce for the successful implementation of the programme. They will encourage local sourcing of these food produce and don’t forget that industrial companies especially food related industries will also require supply of these farm produce. What You Can Do:  most of these farm produce are sourced from the rural areas. People in the rural areas concentrate mostly on their farming activities; they have less time to engage in the actual marketing particularly to end users. You can take advantage of the opportunity provided by this channel in purchasing the produce (prices are

                STARTING A POULTRY FEED MILL...(AGRIBUSINESS).          Starting a poultry feed mill is one business that an entrepreneur can start and make cool profits from especially if the business is located in an area that has appreciable numbers of poultry farms. It is fact that any business in the agric sector stands the chance of make very huge returns on investment especially if the entrepreneur in – charge is serious about the business and he or she is ready to go all the way to make the business work.                  If you are conversant with poultry farm business, you will realize that the demand for poultry feed will not abate, but rather it will continue to be on the increase. So if you are considering a business to establish, you can look towards starting your own poultry feed mill. Poultry feed mill provides the food that birds consumes. One of the basic things you need to put in place to be able to effectively run poultry feed mill is to know the

Being a student in Nigeria is not cheap. You have to pay for books and handouts, make photocopies, pay for transportation, accommodation and feeding as well as a whole lot of other expenses. Considering the fact that most Nigerian parents are within the middle and low income bracket, it is doubtful that students would be able to get everything they need to survive in school from home. But instead of engaging in practices that may jeopardize your future, why not look for a business that you can do on the side; one that would not interfere with your academics but would provide you with a lot of extra money to take care of your needs in school and even save something for when you graduate. Here are 10 great business ideas which you can consider doing while in school; 1. TUTORING Many parents who work full-time require the services of expert tutors who can help their kids with difficult subjects at school and also help them with their home work while they at work. There are tw

Nigerians love soccer. Not just Nigerians but Africans and the world in general. We love the blues, gunners and so many others. We wish we could be present in some of these football matches, but as much as we like football, most people still cannot afford to buy a DSTV or subscribe to a cable network TV! It’s a problem most Nigerians can’t deal with. And that’s where the real money is. In Nigeria, we have network cable companies such as DSTV, Strong, MyTV, HiTV, CTL, DaarSat, StarTimes, GoTV , etc . Just imagine you own a football viewing center that has a sitting capacity of 500 and for each football match, your customers pay between N50 – N100 per match Multiply that 500 by 50 0r 100; and you will have a whopping N25,000 – N50,000 per match! Isn’t that a good small scale business? Now, are you interested in starting a football viewing center? Do you know that with a well established football viewing business, you can generate a monthly profit of at least N400,

Africa is on the verge of a tech revolution and investors,entrepreneurs, thought-leaders and decision-makers the world over are paying attention. A large number of African nations are at a critical juncture in which key urban hubs on our continent are transforming to knowledge-based centers and hotbeds of innovation. As such investments carry huge potential, hundreds of millions will be brought out of poverty, and standards of living will begin to match those of developed countries. But all of the wealth and innovation being created and the lives being changed hinge largely on three things: government and private-sector efforts, and the partnership between them. On the government side, there is a clear understanding in Africa among the more rapidly developing economic players that in order to continue the pace of our progress, technology must be brought more and more to center stage. The red hot start-up scenes in Kigali, Nairobi, and Lagos are excellent examples of the promise that

  The minister of State, Agriculture, Heineken Lokpobiri, has said the federal government is planning to create N750 billion agricultural funds in the enhancement of agriculture development in the country. He stated this at the annual poultry summit held yesterday in Lagos. Lokpobiri said, the government will be coming out with the fund in order to finance different sector, saying this will go a long way in the progress of agriculture in the country. “In addition to that, federal government is also talking with Islamic bank and they have approach us to  provide about N494 billion ($2.5 million), which to be rooted through Bank of Agriculture and Commerce Banks and to be access in a single digit rate  to finance different agriculture programme.  We are also talking with Africa Development Bank for funding for agriculture sector,” he said. He added that the government is very interested in boosting the agricultural sector, saying “the Ministry of Agric is trying to make cred

The problem of unemployment in Nigeria has turned into a tragic song on the lips of both the old and the young. Its no longer a child's play especially after the tragic saga of the immigration recruitment. A lot of people think the major problem is the GOVERNMENT, sorry to disappoint you but they are not. The problem is the stunted and myopic mindset of our youths especially graduates leaving higher institutions. Their entire focus is on working for other people and not sourcing and cracking their heads for world changing ideas. First class and second class upper will not make Nigeria better but ideas will.  Few of our young people will voluntarily join the Police Force if they have the luxury of choice. It was an irony of sorts when the Police Service Commission (PSC) recently invited applications from qualified Nigerians for recruitment into the Force based on President Muhammadu Buhari’s approval for the recruitment of 10,000 policemen. The Commission had advertised for

Microsoft, in partnership with Dynamiss Digital Learning Solutions Limited, a teaching and learning digital solutions company, is set to unveil the Dynamiss LP+365 classroom solution, a cloud-based learning platform that transforms the Microsoft Office365 into a school’s virtual learning environment that enables teachers to design and plan the curriculum, deliver subject material, manage coursework and communicate with learners using simple drag and drop technology. The Dynamiss LP+365 offers educators and students the opportunity to access Always-On access to knowledge, personalized learning, better engagement, improved communication and collaboration. Commenting on the initiative, Education Programmes Manager, Microsoft Nigeria, Jordan Belmote, said digital literacy is neither an option nor a luxury, rather an essential part of studying, working and living in the 21st century. His words “This is the real deal for every educator, the Dynamiss LP+365 solution provides stude